@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.absolute{position:absolute}.fixed{position:fixed}.relative{position:relative}.static{position:static}.sticky{position:sticky}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.flex{display:flex}.grid{display:grid}.hidden{display:none}.inline{display:inline}.inline-block{display:inline-block}.inline-flex{display:inline-flex}.table{display:table}.table-caption{display:table-caption}.table-row{display:table-row}.resize{resize:both}.italic{font-style:italic}.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}}:root{--ink:#09201c;--paper:#f5f3ed;--cream:#ede9df;--mint:#b9d7bc;--line:#ccd2c8;--yellow:#d8b86a;--serif:"Fraunces",Georgia,serif;--sans:"DM Sans",Arial,sans-serif;--mono:"DM Mono",monospace}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);font-family:var(--sans);margin:0}a{color:inherit;text-decoration:none}.site-header{border-bottom:1px solid var(--line);align-items:center;gap:36px;height:78px;padding:0 4.7vw;display:flex}.wordmark{letter-spacing:-.075em;white-space:nowrap;font-size:20px;font-weight:700}.wordmark span{color:#5d876d}.site-header nav{flex:1;justify-content:center;gap:22px;font-size:13px;display:flex}.site-header nav a{opacity:.78}.header-link{white-space:nowrap;font-size:13px;font-weight:600}.header-link span,.button span,.underlined span,.section-head>a span,.article-meta span,.table-link span{margin-left:5px}.hero{border-bottom:1px solid var(--line);grid-template-columns:1.02fr .98fr;gap:6vw;min-height:540px;padding:83px 8vw 54px 11vw;display:grid}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font:500 11px var(--mono);color:#64806a;margin:0 0 19px}.hero h1,.section h2,.calculator-copy h2,.data-copy h2,.newsletter h2{font:600 clamp(43px,5vw,74px)/.99 var(--serif);letter-spacing:-.045em;margin:0}.lede{color:#426058;max-width:485px;margin:25px 0 30px;font-size:18px;line-height:1.5}.actions{align-items:center;gap:24px;display:flex}.button{align-items:center;gap:5px;padding:14px 18px;font-size:13px;font-weight:600;display:inline-flex}.primary{background:var(--ink);color:#f6f3eb}.text{border-bottom:1px solid var(--ink);padding:8px 0}.source-note{color:#64756d;font:11px var(--mono);margin-top:60px}.dot{background:#6eaa78;border-radius:50%;width:7px;height:7px;margin-right:7px;display:inline-block}.hero-visual{background:#e5e8db;align-self:center;min-width:0;padding:24px 24px 15px;position:relative}.chart-label{justify-content:space-between;font-size:12px;display:flex}.chart-label span{font:10px var(--mono);color:#66736c}.chart-value{font:600 38px var(--serif);margin:12px 0 -8px}.chart-value small{font:11px var(--mono);color:#567b60;margin-left:8px}.hero-visual svg{width:100%;height:auto}.grid line{stroke:#c7d0c0;stroke-width:1px}.area{fill:#c5dbbd;opacity:.8}.line{stroke:#0d362c;stroke-width:3px;fill:none}.hero-visual circle{fill:#d8b86a;stroke:#0d362c;stroke-width:3px}.hero-visual text{font:10px var(--mono);fill:#587267}.chart-callout{background:var(--paper);font:9px/1.5 var(--mono);padding:8px 10px;position:absolute;bottom:31px;right:22px}.ticker{border-bottom:1px solid var(--line);white-space:nowrap;align-items:center;gap:22px;padding:14px 5vw;font-size:12px;display:flex;overflow:hidden}.ticker>span{font:500 10px var(--mono);color:#587866}.ticker p{margin:0}.ticker b{color:#427654}.ticker i{background:#a6aea6;border-radius:50%;width:3px;height:3px}.ticker a{margin-left:auto;font-weight:600}.section{padding:86px 8vw}.section-head{justify-content:space-between;align-items:flex-end;margin-bottom:36px;display:flex}.section-head>a{border-bottom:1px solid;font-size:13px;font-weight:600}.story-grid{grid-template-columns:repeat(3,1fr);gap:28px;display:grid}.story-art{flex-direction:column;justify-content:flex-end;height:205px;padding:18px;display:flex}.story-art span{font:600 42px var(--serif);letter-spacing:-.04em}.story-art small{font:10px var(--mono);max-width:145px;line-height:1.4}.art-0{background:#c8d9c3}.art-1{background:#d6d5c7;position:relative}.art-2{background:#d1dfd5}.mini-bars{align-items:end;gap:5px;height:90px;display:flex;position:absolute;top:35px;right:30px}.mini-bars i{background:#547e62;width:11px}.mini-bars i:first-child{height:31px}.mini-bars i:nth-child(2){height:52px}.mini-bars i:nth-child(3){height:72px}.mini-bars i:nth-child(4){height:60px}.mini-bars i:nth-child(5){background:#0d362c;height:89px}.story .tag{font:10px var(--mono);text-transform:uppercase;color:#62816c;margin:18px 0 9px}.story h2{font:600 25px/1.16 var(--serif);letter-spacing:-.03em;max-width:335px;margin:0}.article-meta{color:#65746d;font:10px var(--mono);gap:8px;margin-top:16px;display:flex}.article-meta a{color:var(--ink)}.calculator-section{background:var(--ink);color:#f5f3ed;grid-template-columns:.82fr 1.18fr;gap:6vw;padding:76px 12vw;display:grid}.calculator-copy h2{font-size:45px}.calculator-copy>p:not(.eyebrow){color:#b9c6bc;max-width:360px;line-height:1.6}.underlined{border-bottom:1px solid #bac6bc;padding-bottom:5px;font-size:13px}.calculator{color:var(--ink);background:#f7f4ed;padding:22px}.calc-top{border-bottom:1px solid var(--line);justify-content:space-between;padding-bottom:16px;font-size:14px;font-weight:600;display:flex}.calc-top small{font:10px var(--mono);color:#728078;font-weight:400}.inputs{grid-template-columns:repeat(5,1fr);gap:10px;padding:18px 0;display:grid}.inputs label{font:10px var(--mono);color:#63746b}.inputs input{width:100%;color:var(--ink);font:500 16px var(--sans);background:0 0;border:0;border-bottom:1px solid #aeb8ae;outline:none;padding:7px 0 4px;display:block}.calc-results{background:#e8ece2;grid-template-columns:1fr 1fr 1.45fr;display:grid}.calc-results>div{border-right:1px solid #cad4c8;padding:15px}.calc-results>div:last-child{border:0}.calc-results span{font:10px var(--mono);color:#62736a;display:block}.calc-results b{font:600 25px var(--serif)}.calc-results small{font:10px var(--mono);margin-left:3px}.calc-results .savings{background:#bfdab9}.tool-section{background:#e8e5dc}.tool-section h2{font-size:45px}.tool-grid{border-top:1px solid #bdc4ba;border-left:1px solid #bdc4ba;grid-template-columns:repeat(4,1fr);display:grid}.tool{border-bottom:1px solid #bdc4ba;border-right:1px solid #bdc4ba;min-height:205px;padding:20px;position:relative}.tool-num{font:10px var(--mono);color:#6a816d}.tool h3{font:600 21px var(--serif);margin:38px 0 5px}.tool p{color:#587067;max-width:145px;margin:0;font-size:12px}.tool b{position:absolute;bottom:18px;right:20px}.data-section{grid-template-columns:.8fr 1.2fr;gap:8vw;padding:95px 10vw;display:grid}.data-copy h2{font-size:50px}.data-copy>p:not(.eyebrow):not(.method){color:#557067;max-width:340px;margin-bottom:25px;line-height:1.6}.method{font:10px/1.5 var(--mono);color:#77857c;margin-top:25px}.data-table{border-top:2px solid var(--ink);align-self:center}.table-caption{justify-content:space-between;padding:17px 0;font-size:13px;font-weight:600;display:flex}.table-caption button{border:1px solid var(--line);font:10px var(--mono);background:0 0;padding:6px 8px}.table-row{border-top:1px solid var(--line);grid-template-columns:1.5fr 1fr 1fr 1fr;padding:16px 0;font-size:13px;display:grid}.table-row.header{font:10px var(--mono);color:#65766d}.table-row em{font:9px var(--mono);color:#738279;margin-top:2px;font-style:normal;display:block}.change{color:#5a9366}.table-link{border-top:1px solid var(--line);padding:16px 0;font-size:12px;font-weight:600;display:block}.more{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:8vw;display:grid}.more h2{font-size:43px}.more-links{border-top:1px solid var(--line)}.more-links a{border-bottom:1px solid var(--line);font:500 19px var(--serif);justify-content:space-between;align-items:center;padding:19px 0;display:flex}.more-links span{font:10px var(--mono);color:#668072}.newsletter{text-align:center;background:#b7d4b6;padding:82px 20px}.newsletter h2{font-size:53px}.newsletter>p:not(.eyebrow){color:#315449;max-width:430px;margin:16px auto 25px;line-height:1.55}.newsletter form{border-bottom:1px solid var(--ink);max-width:440px;margin:auto;display:flex}.newsletter input{font:14px var(--sans);background:0 0;border:0;outline:none;flex:1;padding:13px 0}.newsletter button{font:600 13px var(--sans);cursor:pointer;background:0 0;border:0}.newsletter small{font:9px var(--mono);color:#527160;margin-top:14px;display:block}footer{background:var(--ink);color:#eff2e8;grid-template-columns:1.4fr 1.3fr 1fr;gap:30px;padding:48px 8vw 25px;display:grid}footer .wordmark{font-size:19px}footer p{color:#b6c4b6;margin:2px 0;font-size:13px}footer div{flex-wrap:wrap;gap:13px;font-size:11px;display:flex}footer small{font:9px var(--mono);color:#9fb1a6;border-top:1px solid #335148;grid-column:1/-1;padding-top:17px}@media (max-width:850px){.site-header{padding:0 5vw}.site-header nav{display:none}.header-link{margin-left:auto}.hero{grid-template-columns:1fr;gap:45px;padding:63px 7vw 42px}.hero-visual{max-width:600px}.ticker{padding:13px 5vw}.ticker p:nth-of-type(n+2),.ticker i:nth-of-type(n+2){display:none}.section,.data-section{padding:65px 7vw}.story-grid,.tool-grid{grid-template-columns:repeat(2,1fr)}.calculator-section,.data-section,.more{grid-template-columns:1fr;padding:60px 7vw}.calculator-section{gap:36px}.data-section{gap:38px}.more{gap:36px}.more-links{max-width:600px}.inputs{grid-template-columns:repeat(3,1fr)}footer{grid-template-columns:1fr 1fr}}@media (max-width:560px){.site-header{height:64px}.wordmark{font-size:17px}.hero h1{font-size:47px}.lede{font-size:16px}.actions{gap:16px}.button{padding:12px 13px}.chart-callout{display:none}.story-grid,.tool-grid{grid-template-columns:1fr}.story-art{height:180px}.section-head{align-items:flex-start;gap:20px}.section-head h2{font-size:38px}.calculator-copy h2{font-size:39px}.calculator{padding:15px}.inputs,.calc-results{grid-template-columns:1fr 1fr}.calc-results .savings{grid-column:1/-1}.tool{min-height:160px}.data-copy h2,.newsletter h2{font-size:43px}.table-row{grid-template-columns:1.25fr .8fr 1fr .8fr;gap:4px;font-size:11px}.table-row.header{font-size:8px}.more h2{font-size:38px}.more-links a{font-size:16px}.more-links span{font-size:8px}footer{grid-template-columns:1fr;gap:15px;padding:36px 7vw 20px}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}
